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About BCRS
Who are we?
BCRS was established in 2002.
We provide loans to small businesses that have workable business plans but can't get all the finance they need from traditional sources. We lend alone or alongside the banks and other financers.
BCRS provides loans to:
•
Start-up businesses
Individuals or groups planning to start, or
who have recently started, a new private
business for
profit.
•
Small and Medium sized businesses
Any private business employing less than
250 employees.
•
Social Enterprises
Individuals or groups planning to start,
or who have recently started, a business,
the primary
purpose
of which is to trade to pursue social
objectives and whose surpluses are principally
reinvested
for that purpose in the business
or in the community, rather than being driven
by the
need to maximise
profit for shareholders and owners.
Why BCRS is not just another
loans company
Our loan fund has been especially designed
to meet the needs of small businesses
We understand that getting finance
can be problematic. Lack of track record,
unreasonable security
arrangements, past financial problems
or simply not meeting
conventional credit scoring methods
may be
hindering the process.
BCRS is a community organisation
run on a not-for-profit
basis.
We offer loans
to enterprises
making
a positive contribution to the
social, environmental or economic
well being of the Black Country
and environs.
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Page: Borrowing
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